Coverage For
We protect your drivers and their trucks with quality products and services designed with Owner-Operators in mind.
Being on the road presents its own set of risks – from damage in an accident or natural disaster, to vandalism or theft. Physical Damage coverage is offered nationwide and across Canada, so your driver's rig is protected.
Collision and either specified perils or comprehensive coverage
A range of deductible options
A variety of endorsements, including TruXpro® and Deductible Buyback
Deductible Buyback can pay deductibles on behalf of the driver. The low monthly fee offsets a potentially costly settlement for the driver, and the Motor Carrier can feel comfortable knowing there is a financing source for payment of a covered loss.
Enhance your driver's Physical Damage policy with TruXpro, protection for their personal items, equipment and finances.
With TruXpro, drivers receive the following benefits:
For every loss-free year, the original deductible amount will decrease by 25% until it reaches $0
When a tractor and trailer are insured under the same policy and damages result from the same covered loss, only one deductible will apply
This coverage can offset costs associated with downtime and rental reimbursement, subject to a short waiting period
Protection for personal belongings that are inside the truck
Protection for electronic equipment that is inside the truck
Coverage for essential load securement equipment
When a driver's rig is down, we're here to help. Drivers get their truck back on the road an average of five days faster with our signature Rig Ready program.
With Rig Ready, your drivers have access to nearly 300 high-quality shops across the country. We hand-select only the best shops and work directly with them to negotiate discounts and payment. Many shops are full service dealers with access to a large inventory of parts, along with certified and experienced body, frame, alignment and paint technicians. Participating shops may even offer a variety of additional services and assistance.
Drivers consult their claims adjuster, call our Rig Ready line at 800-643-7882 or visit GreatAmericanTrucker.com
Qualified personnel inspect the truck and prepare an estimate. Our Rig Ready team typically approves estimates within just a few hours, eliminating the need for an external appraisal.
Once the driver has satisfied their deductible and applicable charges, the shop releases the truck as soon as repairs are complete, even if they haven't received payment from Great American.
As a Great American policyholder, your drivers receive access to superior nationwide towing solutions and management at no additional cost – helping them get back on the road as quickly as possible.
Towing assistance whenever you need it
Call Anytime
800-373-9654
An affordable, easy-to-administer, proven product that protects your drivers when they're off dispatch.
Helping a friend move, going on vacation or driving to the store to pick up a gallon of milk, can have severe consequences for a truck driver if the right insurance coverages aren't in place. Non-Trucking Liability can respond to losses like this.
Without it, there's a potential gap in coverage that can open the door to lawsuits, or even bankruptcy, which could be devastating to your driver, their business and their family.
Trucking Occupational Accident coverage includes medical, disability, death and dismemberment benefits for accidents that occur on the job.
A variety of options available to provide even more protection:
*Additional cost applies
Drivers receive additional support for work related injuries with the following services:
Support drivers every step of the way to help get them back to work
Helps locate the nearest quality medical care
Removes the hassle of waiting on prescription reimbursement for covered losses
Ready to provide your drivers with comprehensive coverage and industry-leading services? Contact us to learn more about our Motor Carrier solutions.