Coverage For
Specialized insurance solutions designed specifically for independent contractors. Protect yourself, your truck, and your business with coverage that works as hard as you do.
Comprehensive protection for independent contractors who need coverage for injuries sustained while working. Our occupational accident insurance keeps you protected on every haul.
Protect your most valuable asset—your truck. Our physical damage coverage provides comprehensive protection against collision, theft, fire, vandalism, and other covered perils.
This important coverage offers liability coverage for property damage or bodily injury to a third party while you are using your truck for non-business purposes.
Coverage when driving home or for personal errands
Covered when not under carrier dispatch
Protection for property damage and bodily injury
Why FMA
Our goal is to make doing business straightforward, collaborative, and efficient.
Work with a dedicated team that truly understands the trucking industry and your unique business needs.
Quick turnaround times on quotes so you can make decisions and get back on the road faster.
Our Client Services specialists provide clear communication and dependable support you can count on.
Our team manages the entire claims process from reporting through settlement to help minimize your downtime.
Report claims anytime, day or night, for added convenience and peace of mind when you need it most.
Payment plans designed to support varying business needs and keep your cash flow healthy.
Choose the payment method that works best for your business
Monthly automatic bank payments for hassle-free billing
One-time payments via credit, debit, or ACH
Call to make a payment (fee applies)
Ready to protect your business with coverage designed for independent owner operators? Contact us for a personalized quote.